Welcome to Monzo, the award-winning bank that makes managing your money easy. Monzo will change how you feel about banking. Spend, save and manage your money, all in one place, with the Monzo app.

Apply today for a personal or business bank account. Ts&Cs apply, UK residents only.

Update: You may notice that things look a little different in the app. That's because we're trying out a new experience with some customers. If you'd like to give feedback, you can do so at the bottom of the home screen.

🏦 Over 8m customers bank with Monzo in the UK so they can manage their money, make payments and start budgeting
🏆 Voted Best Banking App at the 2023 British Bank Awards
👤 Award-winning support team
🛡 Move your bank account to Monzo easily with the CASS switch guarantee

MONZO PUTS YOU IN CONTROL OF HOW MUCH MONEY YOU ARE SPENDING

With Monzo, you can track your spending, grow your savings and be in control of your money.

🔸Get instant notifications when money comes in and out of your account
🔸Watch your spending trends
🔸Set goals with spending targets
🔸Set up alerts to help with your spending goals
🔸Schedule your bills or regular monthly payments and manage subscriptions
🔸Get paid a day early if your salary is paid via Bacs
🔸Travel with fee-free payments and a fair exchange rate

MONZO HELPS YOU SAVE

💰 Create personalised Pots to put money aside for anything you'd like and keep your savings separate from your main bank account
💰 Turn your spare change into savings with automatic roundups
💰 Earn interest on your money with Savings Pots
💰 Must have a Monzo current account to access savings

MONZO MAKES GROUP SPENDING EASY

📄 Split bills or set up Shared Tabs for ongoing expenses
📓 Settle individual bills as you go, or keep the Shared Tab running
💸 Easily request money or make payments with a link (limits apply, £500 for requesting money and £250 for making payments with a link)

PAY LATER PRETTY MUCH ANYWHERE WITH MONZO FLEX

Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £3,000 and a 0% offer you can use time and time again.

Monzo Flex was voted Best Credit Card Provider at the 2023 British Bank Awards.

🔸Protect eligible purchases made with the Flex card with Section 75 Protection
🔸Apply from your Monzo bank account. Eligibility criteria and Ts&Cs apply. 18+ year olds only. Not keeping up with payments may negatively impact your credit score.
🔸Representative example: £1200 credit limit. 29% APR representative (variable). 29% yearly interest (variable).

MONZO BUSINESS - IT JUST WORKS, SO YOU CAN TOO

🔝 Monzo Business Banking helps small businesses stay on top of their finances
🌐 Make international payments from your bank account (powered by Wise, fees apply)
📱 Manage money for your business with no monthly fee or go Business Pro for £5 per month with automatic Tax Pots, integrated accounting, multi-user access for limited companies, invoicing and more
Ts&Cs apply. Only sole traders or limited company directors in the UK can apply.

Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.

Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG